.insurance-page {
    background: #f5f8fc;
}

.insurance-hero {
    position: relative;
    overflow: hidden;
    color: #fff;
    background: #102b52;
}

.insurance-hero-layout {
    display: grid;
    min-height: 650px;
    grid-template-columns: minmax(0, 1.08fr) minmax(420px, 0.92fr);
}

.insurance-hero-copy {
    display: flex;
    align-items: center;
    padding: 150px max(6vw, 40px) 90px;
    background:
        radial-gradient(circle at 15% 15%, rgba(91, 154, 255, 0.3), transparent 32%),
        linear-gradient(125deg, #0d2344 0%, #174a94 100%);
}

.insurance-hero-copy-inner {
    width: 100%;
    max-width: 720px;
    margin-left: auto;
}

[dir="rtl"] .insurance-hero-copy-inner {
    margin-right: auto;
    margin-left: 0;
}

.insurance-hero-image {
    position: relative;
    min-width: 0;
}

.insurance-hero-image::after {
    position: absolute;
    inset: 0;
    content: "";
    background: linear-gradient(90deg, rgba(16, 43, 82, 0.3), transparent 25%);
    pointer-events: none;
}

[dir="rtl"] .insurance-hero-image::after {
    background: linear-gradient(-90deg, rgba(16, 43, 82, 0.3), transparent 25%);
}

.insurance-hero-image img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center 58%;
}

.insurance-hero .section-kicker {
    color: #bcd7ff;
}

.insurance-hero h1 {
    max-width: 690px;
    margin: 0;
    font-size: clamp(2.6rem, 6vw, 5rem);
    line-height: 1.02;
    letter-spacing: -0.05em;
}

.insurance-hero p {
    max-width: 700px;
    margin: 24px 0 0;
    color: rgba(255, 255, 255, 0.82);
    font-size: 1.05rem;
    line-height: 1.75;
}

.insurance-section,
.insurance-deposit-section {
    padding: 95px 0;
}

.insurance-mandatory {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 24px;
    align-items: center;
    margin-bottom: 28px;
    padding: 28px 32px;
    background: #fff;
    border: 1px solid var(--ride-border);
    border-radius: 20px;
    box-shadow: 0 14px 45px rgba(18, 35, 63, 0.07);
}

.insurance-icon,
.insurance-card-icon {
    display: grid;
    width: 58px;
    height: 58px;
    place-items: center;
    color: var(--ride-blue);
    font-size: 1.55rem;
    background: #e8f1ff;
    border-radius: 16px;
}

.insurance-mandatory h2,
.insurance-card h2,
.insurance-zero-layout h2,
.insurance-deposit-layout h2,
.insurance-cta h2 {
    margin: 10px 0 9px;
    color: var(--ride-ink);
    letter-spacing: -0.035em;
}

.insurance-mandatory p,
.insurance-card p,
.insurance-zero-layout p,
.insurance-deposit-layout p,
.insurance-cta p {
    margin: 0;
    color: var(--ride-muted);
    line-height: 1.7;
}

.insurance-badge {
    display: inline-flex;
    padding: 7px 10px;
    color: #1550a9;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    background: #e7f0ff;
    border-radius: 999px;
}

.insurance-badge.neutral {
    color: #526176;
    background: #edf1f6;
}

.insurance-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 28px;
}

.insurance-card {
    position: relative;
    padding: 34px;
    background: #fff;
    border: 1px solid var(--ride-border);
    border-radius: 22px;
    box-shadow: 0 18px 55px rgba(18, 35, 63, 0.08);
}

.insurance-card .insurance-card-icon {
    margin: 28px 0 22px;
}

.insurance-card ul,
.insurance-deposit-layout ul {
    display: grid;
    gap: 13px;
    margin: 26px 0 0;
    padding: 0;
    list-style: none;
}

.insurance-card li,
.insurance-deposit-layout li {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    color: #34445a;
    font-size: 0.91rem;
    line-height: 1.5;
}

.insurance-card li i,
.insurance-deposit-layout li i {
    flex: 0 0 auto;
    color: var(--ride-blue);
}

.insurance-zero-section {
    padding: 80px 0;
    color: #fff;
    background: #102b52;
}

.insurance-zero-layout {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 45px;
    align-items: center;
}

.insurance-zero-mark {
    display: grid;
    width: 150px;
    height: 150px;
    place-items: center;
    border: 1px solid rgba(255, 255, 255, 0.22);
    border-radius: 50%;
    box-shadow: inset 0 0 0 12px rgba(40, 110, 218, 0.18);
}

.insurance-zero-mark span {
    font-size: 3.1rem;
    font-weight: 850;
}

.insurance-zero-layout h2,
.insurance-zero-layout p {
    color: #fff;
}

.insurance-zero-layout p {
    color: rgba(255, 255, 255, 0.75);
}

.insurance-badge.light {
    color: #dceaff;
    background: rgba(40, 110, 218, 0.35);
}

.insurance-note {
    display: flex;
    gap: 11px;
    margin-top: 22px;
    padding: 14px 16px;
    color: rgba(255, 255, 255, 0.78);
    font-size: 0.84rem;
    line-height: 1.55;
    background: rgba(255, 255, 255, 0.07);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 12px;
}

.insurance-deposit-section {
    background: #fff;
}

.insurance-deposit-layout {
    display: grid;
    grid-template-columns: 1.25fr 0.75fr;
    gap: 90px;
    align-items: center;
}

.insurance-deposit-layout h2 {
    font-size: clamp(2rem, 4vw, 3.2rem);
}

.insurance-deposit-close {
    margin-top: 28px !important;
    padding-top: 22px;
    border-top: 1px solid var(--ride-border);
}

.insurance-deposit-visual {
    position: relative;
    display: grid;
    min-height: 300px;
    align-content: center;
    justify-items: center;
    color: #fff;
    background: linear-gradient(145deg, #286eda, #16498f);
    border-radius: 28px;
    box-shadow: 0 28px 65px rgba(40, 110, 218, 0.25);
}

.insurance-deposit-visual > i:first-child {
    margin-bottom: 25px;
    font-size: 2rem;
}

.insurance-deposit-visual span {
    font-size: 0.76rem;
    font-weight: 800;
    letter-spacing: 0.18em;
}

.insurance-deposit-visual strong {
    font-size: 4.5rem;
    line-height: 1;
}

.insurance-deposit-visual > i:last-child {
    position: absolute;
    right: 24px;
    bottom: 20px;
    font-size: 1.7rem;
}

.insurance-cta {
    padding: 70px 0 35px;
    background: #eaf2ff;
}

.insurance-cta-inner {
    display: flex;
    gap: 35px;
    align-items: center;
    justify-content: space-between;
}

.insurance-cta-inner a {
    display: inline-flex;
    min-height: 52px;
    flex: 0 0 auto;
    gap: 16px;
    align-items: center;
    padding: 0 21px;
    color: #fff;
    font-weight: 800;
    text-decoration: none;
    background: var(--ride-blue);
    border-radius: 11px;
    box-shadow: 0 12px 28px rgba(40, 110, 218, 0.25);
}

.insurance-legal {
    max-width: 800px;
    margin: 38px auto 0 !important;
    padding: 0 20px;
    text-align: center;
    font-size: 0.75rem;
}

@media (max-width: 760px) {
    .insurance-hero {
        min-height: 650px;
    }

    .insurance-hero-layout {
        display: block;
        min-height: 650px;
    }

    .insurance-hero-image {
        position: absolute;
        inset: 0;
    }

    .insurance-hero-image::after {
        background: linear-gradient(
            180deg,
            rgba(7, 25, 48, 0.7) 0%,
            rgba(7, 25, 48, 0.42) 42%,
            rgba(7, 25, 48, 0.9) 100%
        );
    }

    [dir="rtl"] .insurance-hero-image::after {
        background: linear-gradient(
            180deg,
            rgba(7, 25, 48, 0.7) 0%,
            rgba(7, 25, 48, 0.42) 42%,
            rgba(7, 25, 48, 0.9) 100%
        );
    }

    .insurance-hero-image img {
        object-position: center 52%;
    }

    .insurance-hero-copy {
        position: relative;
        z-index: 1;
        min-height: 650px;
        align-items: flex-end;
        padding: 125px 22px 58px;
        background: transparent;
    }

    .insurance-hero h1 {
        font-size: clamp(2.5rem, 12vw, 3.8rem);
    }

    .insurance-section,
    .insurance-deposit-section {
        padding: 65px 0;
    }

    .insurance-grid,
    .insurance-zero-layout,
    .insurance-deposit-layout {
        grid-template-columns: 1fr;
    }

    .insurance-mandatory {
        grid-template-columns: 1fr;
        padding: 25px;
    }

    .insurance-card {
        padding: 27px 23px;
    }

    .insurance-zero-layout,
    .insurance-deposit-layout {
        gap: 35px;
    }

    .insurance-zero-mark {
        width: 110px;
        height: 110px;
    }

    .insurance-zero-mark span {
        font-size: 2.3rem;
    }

    .insurance-deposit-visual {
        min-height: 240px;
    }

    .insurance-cta-inner {
        align-items: flex-start;
        flex-direction: column;
    }
}
